Term life insurance

Protect loved ones' financial future

Regardless of your age, chances are there are people in your life who count on you or who would be left financially worse off if you weren't there to provide for them. They might be a partner, children, or even your parents. CDHA term life insurance for dental hygienists lets you keep looking after them.

Term life insurance can help…

  • Pay a mortgage, taxes, funeral costs or other bills
  • Maintain your family's lifestyle without your income
  • Look after children, a partner, parents or any others you would like to provide for

It's especially important if:

  • You are a single parent who provides sole support, or a majority of the support, for your children
  • Your loved ones would have a difficult time managing financially without you

Why choose CDHA term life insurance?

  • If you become totally disabled for a continuous period of 120 days, term life premiums will be waived until your 65th birthday if you remain totally disabled
  • The CDHA special pricing means you pay group rates

How much coverage do you need?

The online life insurance calculator can help inform you how much coverage you might need to financially protect your loved ones in the event the unexpected happens.

You're eligible if you are:

  • A CDHA member in good standing
  • Under age 65
  • A Canadian resident

Meet the criteria? You can get term life insurance for:

  • You
  • Your spouse
  • Dependant children

How much coverage can you apply for?

  • You and your spouse: $30,000 to $500,000 of coverage each, in units of $10,000
  • Your child(ren): $10,000 per child

Coverage for all of your children costs only $2.73 per month.

All coverage is subject to medical evidence. Your coverage becomes effective upon the date your application is approved and when we receive the receipt of premium payment.

Find out more in your plan brochure.

Get a quick online quote

To help you determine your monthly premium, use our easy-to-use free online quote tool.

Exclusions:

  • We will not issue payment for a death that occurs within two years of the policy start date, if the cause of death is self-inflicted injury or suicide. That applies regardless of whether the insured person has a mental illness or intends or understands the consequences of their actions. If you add more insurance, the two-year period for that amount runs from the additional coverage’s start date.

Questions?

Call us at 1-877-363-2773
Mon to Fri 8 a.m. to 8 p.m. ET

Looking for multiple benefits?

Explore an easy all-in-one insurance option at one affordable rate. Combine your CI insurance coverage with a full suite of benefits with our bundled plan.