Long-term disability insurance
You want your firm's partners, sole proprietors and employees to be healthy and working with you. But if an accident or illness keeps them from working, it's a relief to know they'll have a financial safety net to help support them.
Long-term disability (LTD) insurance could help:
- Pay the mortgage
- Cover expenses
- Protect long-term savings
With our plan, the firm can choose to add either basic or enhanced long-term disability insurance coverage to its insurance program. The plan must include everyone in the firm and, in some cases, plan members will have to give proof of their good health. Firms and sole proprietorships can choose not to have coverage under this insurance if they are already covered under the Chartered Professional Accountants of Ontario’s Individual Income Protection Plan.