Mortgage and loan protection
Help your customers and members financially protect their future
A meaningful portion of Canadians are uninsured or underinsured, creating a need for coverage that is simple, accessible and affordable.
Our credit protection insurance solutions for mortgages, loans, and lines of credit help your customers and members protect their future when unexpected circumstances arise, while also limiting your exposure to lending risk. Our insurance products are designed to be simple and for all stages of life, making it easier for more Canadians to get the protection they need, when they need it most.
That’s what insurance should feel like.
What you can expect from a mortgage and loan protection program
Our mortgage and loan creditor insurance is modern, intuitive and easily accessible. We invest and innovate to help expand adoption and make it easy for you to help customers and members get the financial protection and service they’re looking for.
Operational capabilities that grow with you
We scale with you. We handle the complexity of transitions, from integration to implementation, so you can focus on what you do best, serving your customers and members.
Leading technology for maximum efficiency
Continuous investments in technology mean our seamless solutions can help you deliver simpler experiences for your customers and members. We enable you to streamline processes and offer modern, innovative loan protection insurance to Canadians via user-friendly digital tools.
Credit protection insurance expertise that drives results
Decades of industry knowledge, combined with our size and scale, means your credit protection insurance programs are compliant, efficient and primed for profitability.
One solution, multiple protection options
Expand your offering with credit protection insurance built for the everyday needs of everyday people.
Life and accidental death insurance
Pays off all or part of a customer or member's outstanding balance in the event of death or accidental death.
Critical illness insurance
Pays off all or part of a customer or member's outstanding balance following diagnosis of a critical illness.
Disability insurance
Makes minimum monthly payments on a customer or member's outstanding balance for a set period should they become unable to work due to illness or injury.
Involuntary unemployment insurance
Makes minimum monthly payments on a customer or member's outstanding balance for a set period should they become unemployed through no fault of their own.
Always innovating to better serve you
Our cutting-edge technology and digital tools do more than make insurance accessible, they create real value by simplifying credit protection insurance.
Creditor Insurance Digital Discovery Tool
Digitize and standardize credit insurance discovery conversations in-branch or directly through your own website. Our Creditor Insurance Digital Discovery Tool is a bilingual resource that helps customers identify gaps in their coverage and enables lenders to find a solution that fits.
Creditor Insurance Digital Claims Portal
Smoother, faster and more flexible. Our Creditor Insurance Digital Claims Portal makes it easy for your customers to submit claims without waiting on hold or visiting a branch. Thanks to real-time updates, a detailed status dashboard and secure login to a personalized portal, your customers can self-manage their own claims, right from your website.
Decades of excellent service and accessible financial protection
Insurance should feel simple. That’s why our solutions are designed to be intuitive, accessible and built for the way all kinds of people live today.
For the organizations we work with, we offer decades of experience in underwriting successful programs that result in increased customer engagement and revenue opportunities. For their customers and members, we offer financial protection that’s simple to understand and easy to access.
That’s what insurance should feel like.
Partner with a team that's got your back.
Whether you're exploring new opportunities or looking to evolve an existing program, we're ready to help. Together, we can design insurance solutions that create meaningful value for your business and the people you serve.